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FORTY SEVEN: a new level of the world bank on the blockchain

47 eng top

FORTY SEVEN was founded by specialists in the field of information technology, finance, economics, marketing, and the gaming industry in 2017.
Forty Seven Bank is an innovative financial start-up. It is designed to provide high-quality, safe, and convenient banking services for individual and public consumers which will be fully recognized by the financial authorities and will comply with the regulatory framework.

FORTY SEVEN is a unique project designed to create a modern universal bank for both cryptocurrency users and traditional monetary system customers. The bank which will be recognized by international financial organizations and will meet all the requirements of regulatory bodies.

A team of professionals from banks and IT-technologies with extensive experience in the creation and licensing of payment systems and the creation of electronic financial institutions will work to achieve the objectives of the project.

The Bank will become the largest structure that meets all regulatory requirements and the European Directive on Payment Services 2 (PSD2).
The future policy of the project is «Know Your Customer» (KYC) and «Anti Money Laundering» (AML)

FORTY SEVEN is based on three principles: relevance, convenience, and safety.
Specialists use modern technological developments such as blockchain, biometrics, intellectual contracts, machine learning, and many others.

FORTY SEVEN unique features:

  • Transparency;
  • Financial stability;
  • Efficiency and convenient user procedures;
  • Security and confidentiality (data protection);
  • Innovation;
  • Customer satisfaction;
  • Growth in market share and expansion around the world;
  • Profit for all interested parties.

Based on the capabilities of the banking and cryptocurrency industries, a universal system will be created where innovative and proven technologies in the field of finance, analytics, and data security will be used.

Forty Seven Bank will provide an open, flexible, and well-documented API covering most banking services.
The team will launch its own financial applications platform which uses its own API. By attracting clients and external developers, they plan to turn it into an effective ecosystem with constantly growing value.

The use of smart-contracts for the automation of financial processes will allow to enter into transactions and provide loans without the risk of fraud.
The introduction of the technology of machine learning will create a personal manager to anticipate all the wishes of the client.
The virtual interlocutor will help in the redistribution of cash flows and provide timely current financial information.
Biometric technologies and blockchain will allow users to remotely open an account and access it through a smartphone and ATM without using a card.
In combination with cryptographic encryption these developments will provide increased security for personal data and payment data.

Business products targeted at small and medium-sized enterprises:

  • Account management through the application programming interface (API), the creation of financial applications.
  • Receipt of payments from customers in the cryptocurrency and in the money to the company account (card, SWIFT) using a form or API.
  • Mass payments for clients.
  • Factoring services based on the work of machine learning and bigdata (artificially intelligent algorithms that can predict the probability of repayment of a loan, as well as the timeliness of repayment from the company).
  • Escrow services.
  • Mobile application with biometric identification for multi-currency transactions.

Blockchain technologies are intended to transform the entire financial and banking industry. Forty Seven Bank is proud to be part of these transformations and wants to play a key role in developing and delivering the most advanced financial products and solutions for customers.
Blockchain should serve not only enthusiasts of cryptocurrency, but also all comers, as well as any companies.

The recommended product is Multi-Asset Account for private customers with a linked card:

  • Remote identification and authorization based on passport and biometric data.
  • A unique combination of payment instruments — SWIFT, credit and debit cards, electronic wallets, secure crypto-payments.
  • Transactions with any type of cryptocurrency through the application of the bank. You can download, remove, and convert any pair.
  • A wide range of services including lending, insurance, billing, credit / debit card management.
  • Cross-platform customer access to manage accounts opened in any European bank that complies with the PSD2 directive.
  • User-friendly interface.
  • Analysis, that helps the client to make the right financial decisions through the services of a personal manager created on the basis of machine learning algorithms.

Account Management:

  • Customers of FORTY SEVEN will have many opportunities related to the management of accounts. Having access to only one application, the client will have access to all of their accounts in different banks in one place, thus it will be easy to manage personal finances. In addition, the client will have access to all of its cryptocurrency purses, investments in traditional financial assets (stocks, bonds, commodities).

Credit or debit cards:

  • This is a recognized product provided by the bank and it is called «Multi Asset Account». The product will reduce the complexity of using different types of assets centralizing all the financial activities of private clients in single system. It will be easy to quickly transfer resources from one currency to another, or from currency to digital currency, or vice versa. In addition, transaction costs will be significantly reduced. Platform applications will also allow customers to use several analytical applications that can help manage personal finances.

Billing:

  • Forty Seven Bank will support its customers who use small products and services as individuals who do not have a company. Such people can be freelancers, copywriters, developers, translators, professionals in the field of manual work. The Bank provides convenient and simple billing services to such customers. Using this service the customer will be able to automatically invoice and receive both financial and non-financial means to cover them.

Deposits and loans:

  • The bank will use deposits and loans in traditional currencies such as EUR, USD, and others, as well as in non-fixed digital currencies such as BTC, ETH, and others. At the moment, there is no financial institution in the world that uses similar products in non-financial digital assets, whereas the team see that there is a huge potential in developing and implementing classical banking products for non-fixed digital currencies.

Investments and brokerage services:

  • Individual customers will be able to create and manage their investment portfolio using the investment and brokerage services provided by Forty Seven Bank. The bank will develop its own exchange in addition to partner exchanges which can be connected using the Forty Seven Bank platform through the API.

Other services:

  • The bank will also use traditional products and services such as insurance, payments and transfers, payment history and payment analysis, cash withdrawals at Forty Seven Bank Smart ATMs, as well as at ATMs of partner banks. In addition, Forty Seven Bank will provide intelligent support for integrated machine learning technologies for individual customers — this will help solve problems between the bank and its customers.

Briefly about FORTY SEVEN tokens

What is FORTY SEVEN tokens: it is an internal asset that gives the right to take priority place in the FORTY SEVEN loyalty program.
Owners of FSBT tokens will be eligible to receive annual bonuses in the form of other tokens (FSBL) depending on the financial results of the bank for the previous year.
In addition, FSBT tokens have practical application in the ecosystem of the FORTY SEVEN bank itself. Upon completion of the fundraising the tokens will be available for trading on the crypto-exchanges.

Where the token will be used: 20% of the bank’s net profit for the last year will be allocated to the loyalty program. A number of FSBL tokens will be generated on demand, with the help of a smart-contract the owner of the token will be able to get the number of FSBL tokens that can be exchanged for goods and services on the FORTY SEVEN platform.

Abbreviation: FSBT
Circulation: depends on ICO results (max 101 063 830 FSBT).
Release control: provided by a number of smart-contracts that interact with each other.
Course: the cost of one token is 0.0047 ETH.
They are accepted for payment of cryptocurrencies during ICO: ETH, BTC.
The established budget for the launch of the project is 5,000,000 FSBT (Softcap 900 000 FSBT).
ICO start date: January 2018.
End date of ICO: end of April 2018.

In order to participate in the FORTY SEVEN IСO you need to register on the site https://www.fortyseven.io/

Forty Seven Bank is a project that brought together enthusiastic people who want to change
market in the future, and those wishing to combine the traditional financial market with digital.
In addition, the project was supported by experts with many years of experience in finance, technology, and services, and they participated in the work of project consultants.

Thanks to the huge support of financial experts who are developing the project, FORTY SEVEN expects a great future. The scale of the project is not simple.
The Forty Seven Bank project will create innovations in the financial world that will link both traditional markets and the market of cryptocurrency systems.

To learn more about the details of this project, as well as to participate in the purchase of platform tokens visit the official website https://www.fortyseven.io/ and read the whitepaper: https://drive.google.com/file/d/0BzvESRkgX-uDeHc1QjRzbHRBelU/view

The official group in Telegram: https://t.me/thefortyseven

Also, you can find a lot of useful information on the bitcointalk forum (ANN thread): https://bitcointalk.org/index.php?topic=2225492

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